What is the Affilorama Program about? – Review 2016


Affilorama Review

To live life comfortably nowadays requires more than just the hours that you put in at your day-job. There are various ways to make extra money; drive a cab part-time, delivery, warehouse jobs. BUT! That means also putting time away from the family. So, you’re probably looking at finding a legitimate online source to make some extra money for free.

AND, You stumbled across Affilorama by Mark Ling and are now wondering if this could help you achieve your dreams. You’ve come to the right place to get maximum information about this program and by the end of this article, you will find out whether this is the best program for you.

questions that are askedWhat is Affilorama and how does it work?

Affilorama is an online affiliate marketing training platform. It was started by a well-known and super successful online marketer named Mark Ling, in 2005. The Affilorama Affiliate Marketing Program is a step-by-step guide that has helped a lot of people achieve the online business of their dreams. It is suitable for anybody, be it that they are newbies or experts.

One thing to understand, is that affiliate marketers are normal people, like you and me, who started out like you and me. They are not scammers, in general, and genuinely provide advice, suggestions and reviews on products that they use on an everyday basis.

Though this program is a great place to start your online affiliate marketing business, I must warn you that though Affilorama is one of the best and more legitimate programs, that there are also some negatives.

The Pro’s and Con’s of Affilorama


  • It has a free trial so you can get to know the course in brief
  • ANYBODY can benefit from this program, be it a beginner or an expert
  • You can receive support and feedback from various other experienced affiliate marketers
  • To move on to the next level, it’s very affordable.
  • It has a user-friendly platform
  • The training is easy to follow and understand


  • Some parts of the training is outdated.
  • There are so many upsells that it gets confusing on which one to start with.
  • The upsells can get very expensive!
  • Though there is a whole community to help, it can take some time to get answers and you don’t get to really get the help you need from Mark himself.

Who is Affilorama for?

As I mentioned above, this program can be implemented by ANYBODY at all, be it a complete beginner or an expert affiliate marketer. The training takes you step by step so you can easily follow. Mostly the training is in the form of videos and there are 120 of them! So Mark really takes his time with explaining the process in detail and sometimes, even repeats the information in other videos to make sure you’re on the same page.

Mark is someone who has started off by himself and over time, learned the in’s and out’s of affiliate marketing. He is very well-versed and is an expert in what he does. You don’t need to know about any kind of coding to be able to make this work.

What are the different training levels in Affilorama?

TrainingIn a nutshell, there are two levels. It starts with the basic program, which is free by the way. Then, the next level is the Premium level. That’s when the upsells start.

The basic level is intended for you to test the waters and to see whether Affilorama is a program that is for you. You do get access to some videos and basic online tools to help kick-start your online business.

The Premium level has additional training videos and more advanced information. It also includes interviews of a few people that have been successful online and some bootcamp videos. This is where you also can access lessons that help you with writing your content. You also have a more tools to assist in making your online business better.

What are the costs with being an Affilorama member?

How much to payThe bad news is that there are quite a few upsells and as I mentioned earlier, it can be a bit confusing to know with which one to start with. It can get expensive to be a member of Affilorama and I will go through each of the offerings below.


The Basic membership is free but is pretty limited in what it offers, as you will soon see. As mentioned above, it has some training videos and a few tools. It comes with 1 website, a site analysis tool, a keyword tool that gives you 10 searches only and a site rank tool that you can only use once a month.


When you upgrade to the Premium Membership, the charge is at $67 every month, and will be an investment of over $800 in any given 12-month period. There is also a discount if you take to pay annually. You’ll get access to training, software, forums and hosting.

This is where you have to be careful. There is some training within this upgrade that is outdated and I’m talking about backlinking. This worked about 5 years ago but not anymore. If you use backlinking now, it could do your online business / website more harm than good. If you would like to know more about backlinking, click HERE and you will be directed to a very informational post about backlinking and why it’s so bad for SEO now.

There are also other outdated tools, like the PR tool that was used in the past to determine whether a site was trusted or not. But this metric does not match any modern algorithm and in return, does not provide accurate information on whether a site is trusted at all.

These are just a few tools that you get access to that does not make this upgrade worthwhile at all. You would be paying to get access to outdated stuff. When it comes to an online business and such a fast evolving market, one should keep updated to get optimum results.

This is something that Mark should really update as it is not fair to be paying this amount and be getting training on outdated material, that could harm your business. In fact, you could also be removed from the search results permanently for using these outdated materials.

What about the upsells within Affilorama?

UpsellsTo be honest, I believe that if you have to pay for anything, that you should get THE whole package. There should not be any hidden costs or upsells. As when you’re getting a car, you know that you’re paying the dealership and getting THE whole package. They don’t ask you to pay for, say, the seats separately, or extra to add-on the steering wheel. I mean, a car should already come with all these essentials.

The online lessons for affiliate marketing should be the same. All the essentials should come with just a single fee. Why break it up to make it confusing?

Anyway, enough of my rants! You get the idea. Here is what you get with the upsells, if you choose to pay for them.

UPSELL 1 – Affiloblueprint ($197 plus $67 / month)

The AffiloBlueprint package comes with 85 training videos, all compressed into 13 lessons. They cover things on affiliate marketing, niche marketing, research conduction, free traffic techniques like SEO, PPC training on Google networks and 6 WordPress themes.

When you take this training package, you are asked to also sign up for the Premium Membership because the AffiloBlueprint package itself does not come with support and feedback. So, in order to be able to interact with other members of the community, there is no way but to pay for the $67 monthly.

UPSELL 2 – AffiloJetpack ($497)

The AffiloJetpack does have some useful training information but will mainly be geared towards pushing you to promote Affilorama and/or products by Affilorama. I agree with having to pay for the training material as you’re obviously learning something and much effort was needed to put those training materials up, but why have to pay such a high price to promote the program?

Also know that promoting the program will be putting more money in Mark’s pockets, through your hard work, which is not wrong, but is it ethical? This is way overpriced, seeing as Affilorama already has a series of training that are outdated. You be the judge and decide whether this is worth the money.

UPSELL 3 – Affilotheme ($97)

This is a WordPress theme that comes with very educational training on how to properly use it. The price includes hosting for a year, after which, you will be asked to join as a premium member in order to maintain the hosting service.

WordPress is one of the best website builders out there and I’m actually happy that Affilorama is also promoting it. This website actually also uses WordPress as a base builder.

Is affilorama a scam? – My Final Thoughts

Not a scam

I do not believe that Affilorama is a scam. On the contrary, you can learn quite a lot and, provided you know what to dodge and what to implement, you can become very successful. However, if this is something that needs to be done, you don’t want to be meddling with it as a beginner.

I also believe that though Affilorama provides great lessons and quality training, that it is still inferior to my # 1 recommended affiliate marketing training program, especially looking at the price-point. To me, it does not make sense to be paying for something and be given outdated information.

The next question – What are your alternatives?

The best place to learn affiliate marketing for free is at Wealthy Affiliate. I’m a member myself and you get access to a whole community of people, as well as the founder, for any help that you need. Wealthy Affiliate is also a platform that keeps getting updated as the online world evolves.

The best thing is that you can get started for free and never have to upgrade if you don’t want to. There are also no upsells at all. You can upgrade to Premium if you find what it has to offer useful, but that’s it, nothing else you will be required to pay for to move to “the next level”.

If you would like to know more, read about MY FULL WEALTHY AFFILIATE REVIEW here to really compare it to Affilorama.

I hope that the information I provided to you was helpful. If you have any questions or you would like to share your experiences with me, please leave me a comment and I’ll be replying within 48 hours.


First Job Interview Tips


First of all, let me congratulate you for landing a job interview. If it’s your first interview and are looking for tips to successfully land the job, then you definitely are at the right place for professional job interview tips as well as answers to general questions asked at a job interview.

In this post, I will discuss everything from the start so you can easily follow. This information will benefit you whether you are going to a job interview for the first time or are looking for ways to more effectively answer interview questions. By the end of this post, you will feel more confident about yourself.

I used to be in a recruiting position and though I’m not anymore, I just want to voice out my experiences so it can help others better understand the point of view of the interviewer and what we are looking for in a candidate.


As with the first date, a great impression is important to the interviewer. Your appearance speaks a multitude of personal and professional qualities. Even if you don’t have the skills on resume, an interviewer could potentially make out the skills you naturally have, through your appearance.


Whatever the company, whatever the job and whatever you do, DO NOT EVER wear jeans, tank tops, revealing clothing or casual-wear to an interview. This will only show that you don’t take the interview seriously, which will in turn show that you won’t take the job seriously. I know that this is something that any serious interviewee would never think of doing, but it is important to stress, nonetheless.

interview attire manWhether you’re male or female, it is important to wear clothing that projects professionalism, confidence and reliability. Most times, it is safe to go with traditional pants and shirt for men and pants/skirt and shirt for women.

Wearing caps, bandanas or any other head-wear is considered unprofessional. The only times you can show up with head-wear at an interview is if it is for religious purposes. If for some reason or another, you do need to wear the hat prior to your interview, make sure you remove it upon entering or better yet, before entering.

women formal shoesSHOES

I also recommend wearing closed-toe shoes and to make sure the shoes are clean and well-polished. For the women out there, it is not necessary to wear heels. Yes it looks better but there are a few things aside from that to also consider. Will it be comfortable for you? Will you be able to walk in it or stand in it for an extended period of time? Will the pain in your foot distract you from properly answering the questions coming your way?

If you’re like me, who cringes at the thought of wearing 5-inch heels, then the good news is that whether you wear heels or not, will not highly impact the outcome of the interview. Remember though, that there are a few exceptions to this. If the job requires for you to wear heels all day, then you should be asking yourself if this is the right job for you. For example, a Passenger Service Agent at the airport or an Air Hostess would need to wear at least 2-inch heels and be able to walk in them for an extended period of time.

For other interviews, for desk jobs or retail jobs, you generally are fine with closed-toe flats. Just make sure that you don’t wear flip-flops or sandals. If the guideline for clothing is not too strict, then you could probably wear them while on the job, with the green light from your manager, but don’t select them to wear on the day of your interview, just to be on the safe side.


For the men out there, make sure that you are clean-shaven or if you have a beard or mustache, that you properly trim them. Also make sure that your hair is properly styled and/or fastened; it is very distracting to you and to your interviewer,  to run your fingers through your hair every time it falls on your face.

fasten hairI guess this is also important to the women out there. If you like your hair down or if you have bangs, style them away from your face on that day. Impression is more important than good looks. It is what you project and your resume that will get you the job. Additionally, dressing right for the job will get in you in the right mood for the interview.


Bored clip artThrough my time recruiting for a company, I have had many bad experiences with interviewees having bad posture while answering my questions. They either sat all the way back in the chair, they slouched, they were answering with their face in the palms of their hands. I even had some who were chewing gum and blowing bubbles at me. WHAT!!! Right?

This behavior only conveyed that they just didn’t take the job interview seriously and really, I only asked a few standard questions and told them if they were selected, they would receive a phone call or an email. But really, I would never select them. At the end of the day, it was a waste of time for me and for the interviewee.

greet your interviewMake sure that you’re comfortable but that you also pay attention to your posture. Your posture says a lot about what you’re thinking, how you’re feeling and how seriously you take the interview. Don’t be chewing anything, that’s not polite. It does not showcase respect for the interviewer or for the job.
Always smile and extend your hand in greeting. Do not sit down until you’re invited to do so, or at least ask if you can sit down politely.


Before you go in for the interview, be sure to research the company, the type of position that you are applying for and what your role will be in this position. Only then will you be able to understand what the interviewer is looking for and give the best answers to the interviewer’s questions.


The questions on this list is by all means NOT the only questions that are asked but in general, should help you understand the general course of each and every interview. I have also included a few tips on how to answer the interview questions properly.

The most important thing though, is to remember to be honest. I know it is very tempting to lie so that it puts you in a better light in the eyes of the interviewer, but also be mindful that the interviewer also values honesty.

  1. questions that are askedWhy should you be considered for this position?
  2. What are your strengths? Your weaknesses?
  3. What was your best achievement? What challenges did you encounter and how did you get over them?
  4. Can you describe what your best relationships with your colleagues were? What about your worst relationships?
  5. If I called your previous manager, what would he/she say about you?
  6. Why did you leave your previous position?

Q#1 – In other words, the interviewer wants to know what makes you a great addition to the team, based on your experience and your personal traits. Don’t hesitate to take examples from your resume and to give as much detail as possible. The interview is meant for you to talk and for the interviewer to listen. Don’t just answer with a yes or a no. Elaborate!

Strength and weaknessQ#2 – It’s to determine what qualities you have as a person. Strengths can be anything from saying you’re punctual, you’re hardworking, you can work individually as well as in a team, you’re friendly and /or customer-oriented, you’re a fast-learner. The weakness part can get very tricky. Don’t say things like you pay too much attention to details to get things perfect and waste time. That’s NOT a flattering thing to say! Being bad at something only makes us human, you don’t have to be perfect. You only need to acknowledge the fact that you’re weak at something but also add what you have been doing to improve.

For example, I could say that it takes me time to learn some things but when I’m not sure, I don’t hesitate to ask questions. I love learning and when I learn something, the good thing is that it sticks to me like glue. I never forget it.

Turn the negative into a positive!

Q#3  – This questions is pretty straight-forward. The achievements can either be in your personal or professional life. You could talk about your education. You could talk about your hobbies, you could talk about previous promotions you have had in the past. Just one thing though, I would suggest choosing something that is in some way relevant to the role you’re currently applying for.

trophyFor example, if I were applying for a sales position, I already know that I need to be persuasive to a point. If I have had any leadership roles, even if school or other jobs, I would use that as my biggest achievement and explain what I did and what I was recognized for doing. Then, I would also include an explanation on different ways I was involved in big decisions where my opinion was asked and valued.



teamQ#4 – This question is designed to obviously see if you’re a friendly person and to see whether you have had any conflicts with anybody. The part describing your best peer relationships should be relatively easy. It’s the worst relationship that can be tricky. I want to tell you though that conflicts happen all the time and it is okay to not get along with somebody. What the interviewer really is looking at is how you resolved the conflict.

For example, it could be a conflict that another colleague could have started. You can explain how you solved it diplomatically, like speaking to a manager or supervisor.

thumb upQ#5 – This one again, is quite easy. Just think about the times that your manager congratulated you for a job well-done or just complimented you. He/she might have said they liked how you always looked clean and professional, how you’re punctual, how you’re friendly. Really easy stuff.

Q#6 – This can be tricky. I know you may have left partially because of your boss but hey, what interviewer wants to hear that? Instead, focus on what you’re really looking at in a job, like working for a stable and reputed company for job security. You could also be looking for a better pay-grade because the family is becoming larger. You could say you’re also looking for a job that is closer to your field of work and what you went to school for. There are lots of things you could say, closer to home, without actually putting down your previous company. Don’t be tempted!


Don’t forget! The last question that the interviewer may have for you is if YOU have any questions for them. Do come up with a list of questions to ask them to further understand what is expected of you and in order to show more interest in the position at hand.

Here is a list of questions that you could ask the interviewer that would rank you even higher in their list.

1.What are the next steps in the interview process?

2.What is the typical career path for someone in this role?

3.Can you tell me more about the day-to-day responsibilities of this job?

Now do you have any questions for me? Is this helpful information to you? Do you have any suggestions to make this website better? Drop me a comment below and I will get back to you within the next 24 – 48 hours.

Thank you for dropping by!


Jaaxy Keyword Tool Review

Jaaxy home page

When it comes to your ranking in Google, you need to make sure that the content you are providing is keyword-rich. Meaning that you use high-traffic, low competition keywords, that will help users find your website quicker.

So it is important to be using the best keyword ranking tool in order to maximize your SEO rankings.

Based on my experiences, I will be giving you a keyword tool suggestion that has worked for me and countless other users. I will also be going over the benefits and disadvantages of the tool with you, so you may know whether this is the best keyword research tool for you.

However, let’s start at the beginning to understand why an effective keyword research tool is needed, then I will be getting into the Jaaxy keyword tool review.


A keyword on a blog is a phrase that a visitor would type into a Search Engine, like Google, to find information on a particular topic. You, the writer of the blog, must make sure that the information that the visitor is looking for, is taken to them. How do you make sure that the information they are looking for will bring them to your website? It interrogation markis through a keyword search.

Keyword searching is the process of finding the exact phrase of a particular visitor that will help them reach your website. It needs to be done for every single page or blog and is essential for reaching a specific audience. When you use good quality keywords, your blog or page is easier to find and it maximizes traffic. The more traffic you have, the more trustworthy you are to Google. And guess what happens next? You find yourself within the first few pages of google!


A keyword research tool helps you with finding and choosing high-quality, low competition phrases that are typed into Search Engines. By using the suggested keyword, you are able to reach a specific audience and the number of traffic to your website will increase and your website gets a better ranking.


The Jaaxy keyword tool is one of the best keyword research tools on the market. It was founded by Kyle and Carson, also co-founders of Wealthy Affiliate. Wealthy Affiliate is one of the best training programs online where you can start an online business for free. So it is only natural for them to also provide a keywords research tool, that will benefit it’s members. You can read My Review on Wealthy Affiiliate here.

It does not matter what niche or topic you chose for a blog, the Jaaxy keyword tool can help you find the best keywords that will drive the traffic to your website and hence, improve your rankings.

I understand that writing a blog or a page is all about helping those online that are looking for information. But it does not hurt to make use of the technology available at our fingertips to assist us with our rankings. After all, the better our rankings, the more people we can reach and help, right?

Choose the right keywordHOW DOES JAAXY WORK?

Jaaxy does not hand you the keywords on a silver platter. No keyword tool on earth will do that. If they did then, all keywords would be taken and we as marketers and bloggers would find it to be a challenge to get any keywords at all.

No, Jaaxy works off of searches that you feed it. Based on the words that you provide Jaaxy, it will come up with suggestions and give you the best that it can find. So even if you put in a high competition keyword, you would be able to find other keywords derived from what you put in the search bar.

Let me give you an example. Let’s say that I were looking for keywords on “how to crochet”. I would put that in the search bar in Jaaxy and Jaaxy would give me the number of searches per month as well as the number of competitions that are using those exact keywords, plus their derivatives. Check out the below.

Jaaxy keyword tool example

What do the acronyms mean?

AVG – This is the total number of searches that users perform every month on all search engines. As a rule of thumb, look for searched that are over 50.

TRAFFIC – This is the estimated number of traffic you would get if you were on the first page of a search engine. Ideally, this should be important, but don’t factor this in as a requirement when you’re looking for keywords. This should only be seen as informational. You will know why in a few seconds.

QSR – The QSR is the number of websites that are competing for that particular keyword. You should aim for that number to be 100 or less, because this means that you have less competitors out there for page number 1.

KQI – This is the keyword quality indicator. It takes into account the first 3 and analyses the data. Then it gives you a color that indicates whether this is a good keyword to use. The green obviously means that it is a good keyword. If the indicator were yellow, it would mean that the keyword is not as good. If the indicator were red, you should steer away from that keyword.

SEO – This will show you, in percentages, how likely a particular keyword will rank in the first page of a search engine. The closer to 100 it is, the better. That’s why the TRAFFIC information should not be taken into account. It will take time for google or any other search engine to rank your website, but when they do, the percentage needs to be taken into consideration, and not the traffic. If you’re on the first page of google anyway, most traffic is likely to come your way.

DOMAINS – This is not something that I use and doubt you will also be using. Jaaxy also has this feature to assist you should you be looking at creating a new website. It will show you available domains, with the keywords in them, for you to buy. Once you click on the SEARCH, it will bring you to a list of available domains. When you choose the one you want to buy, it will bring you to the Wealthy Affiliate website, where you can both buy and host your domain.

Once you select a keyword, you are also able to save it on a list for future reference.

Save to list


  1. To unlock the full potential of Jaaxy, you have a few training videos that help you get around. They are very easy to follow and understand.
  2. If you are unable to come up with ideas for your next blogs, you may want to use Jaaxy. On Jaaxy, you can find suggestions on topics that are related to your niche. It will give you fresh ideas to move forward.
  3. Another helpful feature of Jaaxy, is the Site Ranking feature, where it let’s you know where your website sits for a particular keyword in the search engines.
  4. If you’re interested in also promoting Jaaxy, Jaaxy has a great affiliate program, to help you earn while you use it and help others.Jaaxy top bar

The Jaaxy keyword tool – Pro’s

  • The searches are done mighty fast.
  • It provides you with alternate ways you could write a phrase to optimize traffic.
  • No ads to distract you from your work.
  • You don’t need to download an app to use it, it’s online.
  • The database is always updated to provide you with the best experience with your keyword search.
  • It is very user-friendly.
  • Easy training videos to help you get started fast.
  • Fast and reliable support available.
  • There is a free trial!

The Jaaxy keywrod tool – Con’s

  • Free trial only provides 30 searches
  • The only language you can search in, is English
  • The monthly fee can be expensive for newer bloggers / marketers

What are you paying to use Jaaxy?

Here is a comparison chart to help you understand what you can get with each version of Jaaxy.

Jaaxy comparison chart

Ideally, as you can see, it would be great to be able to have the Enterprise version of Jaaxy. However, it is understandable that the Enterprise version may be out of reach for many of us price-wise, including myself.

Therefore, I suggest that you start with the trial version of Jaaxy before making any commitments. I actually also signed up with the trial version, saw the value in what the Jaxxy keyword tool had to offer and upgraded to the Pro version. It still is fast enough for me and generates enough keywords for me to use.

The tactic that I use if I need other suggestions is simply changing the a few words from the phrase I initially inputted, to similar keywords, and VOILA! Jaaxy provides me with other ideas for keywords to use.


yes legit

It totally is. If you’re a blogger, freelance writer, a marketer or simply just want to know what you’re up against in the online industry, I definitely recommend for you to use Jaaxy.

It has a free trial version and you are not asked for credit card information when you sign up. So, if you don’t ever want to upgrade, you don’t have to. Nor does the website force you to upgrade and charges your credit card without permission. You really have nothing to lose.

Don’t take my word for it, JUST TRY IT for free today!


Is Primerica a Scam? – A Detailed Insider Review

Primerica Logo

Being in business for yourself depends on your personality, your vision and goals, and how determined you are to achieve those goals. It is about overcoming hurdles and obstacles. It is about getting out of your comfort zone, investing time in self-improvement and repeatedly keeping at the work at hand.

canadian money billsIt’s true that money does not buy happiness but it is a very big and integral part of our everyday lives. A life without money is unimaginable. It has become an essential need, like clothing, shelter and food. In fact, nowadays, you cannot have clothing, nor shelter, nor food if you don’t have money. That’s why we wonder about how to make lots of money in order to achieve financial freedom.

There are many business models and many models are not suited for just anybody.

I believe that before calling anything a scam, it is important to look at why the business model was created, how it works and what the vision for that business is. If it does not work for you, it does not mean that it cannot work for somebody else.

I’m saying this because it has been debated online so many times, whether Primerica is a scam or not. I have myself been part of Primerica at some point in my life and left it, but not for the reasons that most people think. Therefore, to clear misunderstandings, I have decided to put together this unbiased review.

Here’s some background info on Primerica and its founder.

Primerica, also known as Primerica Financial Services (previously A.L. Williams and Associates), has been around since year 1977 and was founded by Arthur L. Williams.

A.L. WilliamnsWilliams used to be a football coach, whose father’s death brought out the fact that the latter was under-insured with a whole life insurance policy. His father was paying a high premium for only a little amount in coverage. This motivated Williams to learn more about this industry and he came across Term Life Insurance.

It is critical to have the right insurance policy.

The purpose of having a life insurance policy is to cover financial responsibility should you pass away. An example of this would be when you buy a house. Say a house costed $300,000 and you’re unable to pay for it with cash. That’s $300,000 that you need to take out in mortgage and that would need to be insured under a life insurance policy. That way, if you passed away unexpectedly, the house would be paid off immediately and you leave your family debt-free.

enough coverage

The problem Williams found about a whole life insurance policy was that it covered a person even after the financial liabilities were gone. The insured person would still be stuck with paying a premium although the $300,000 house was paid for, thus wasting the money in premiums.

debt freeAnother problem was that most people are not able to cover their financial liabilities 100% because of the high premiums of the whole life insurance. So, they end up under-insuring themselves to keep the premiums low. The premium remains the same for the insured’s whole life but is generally higher than most life insurance policies.

“Buy term and invest the difference.” A.L. Williams

When Williams stumbled across term life insurance, he learned that a term policy covers an insured for a fix period of time at the same premium through out the life of the term, but would be much lower than a whole life insurance policy.

As per the example taken above, say a $300,000 mortgage is taken for a 15-year term, the insured can opt for a 15-year renewable / non-renewable term life policy, depending on choice. That way, if nothing happens to the insured person after 15 years, the insured person is debt free and does not need the life insurance anymore and cancels the premium payments.

Williams added a little touch of his own to help his clients save for the long-term; it is to invest the difference between the premium of a term life policy and that of a whole life policy. For example, a $100,000 term policy costs $25/ month and a $100,000 whole life policy costs $70/ month. The difference that you would invest in savings would be $70 – $25 = $45 / month.

Primerica has two branches where in
  1. Insurance agents assist clients in protecting their investments and create savings plans for them and they receive commission on their sales.
  2. Insurance agents are given a business opportunity, where they are able to make an unlimited amount of income by recruiting and make a commission on their recruits’ sales.

Many say that this is a pyramid scheme without even knowing what a pyramid scheme actually is.


So let me clarify that for you.

A pyramid scheme is a business model that promises to pay you by YOU enrolling others, who PAY to be recruited. There are no services to be offered. The ONLY way of making money is by recruiting. The person who starts a pyramid scheme is the one that ultimately makes the most money.

How is Primerica Different? I’ll explain…

Though Primerica promotes the incentive of recruiting people to grow your business, you do not make money just by simply recruiting. There is a $99 fee to join but that’s for your background check, for your training, for you to be able to get licensed and for the licensing exam. You, as a Primerica Rep, don’t make money off of this and neither do any of your uplines. You make commissions off of the insurance premiums that people pay to get insured through Primerica with you or one of your downlines.

Upon joining, the commission is 25%. As you grow the number of downlines and insurance policies that you PERSONALLY sell, you get promoted to earn more commissions on your own sales and your downlines’ sales.

As you can see, it is no different than being a real estate agent.
  1. RemaxAs a real estate agent, you need to sign up with a broker, for example, Remax. The broker in context here would be Primerica.
  2. As a real estate agent, you can make money just by yourself, by selling houses. As a life insurance agent with Primerica, you can make money just by yourself, by selling life insurance policies.
  3. A real estate agent can recruit others under him to maximize his income. Therefore, he makes money off of his own sales as well as his downlines’ sales. Same goes for the life insurance agent. He can recruit others to maximize income, from sales that he personally makes as well as the sales of his downlines.

My Personal Experiences

I was actually referred there by a friend, like most people, who was also looking for a job. It was just a meeting that I was asked to go to and I attended it with my best friend.

They brought us into a room that could accommodate 30 – 50 people and many of the awards for hitting milestones were showcased there. It was a wonder to actually see people’s names on trophies that were able to hit $100,000 a year. The meeting was underway as soon as 7 pm hit.

First, they discussed the importance of what they believed in as an organization. They explained the concept of “Buy term and invest the difference”, they explained the rule of 72, the power of compound interest on investments and the amount of wealth one could accumulate if they were offered a good return on investments.

Second, they discussed the actual business opportunity that was presented by Primerica. I could really see the value in what they were promoting. They had customers come in for real testimonials to show how Primerica was able to save them from the big companies who were just after their money. I saw the difference and positive impact in what they did and how I could also sell life insurance and mutual funds to clients, while building a business of my own and earning residual income.

I was trained and had a lot of help with studying to get my LLQP (Life License Qualification Program). Yes, you do need it to be able to sell insurance and to make any money. I have seen so many people come to the misunderstanding that Primerica hires anybody and that is just not true. I have also read on some other blog that Primerica hires uneducated people. I could not have felt more insulted on behalf of Primerica, though I’m not with them anymore.

The opportunity is open to everybody but unless you get this license, you cannot make money nor sell any insurance. This is an actual exam that needs to be passed. If you fail it, there are retakes. I also worked in another insurance company as a life sales advisor in an incoming call centre and I can assure you that the agents there also need to pass the SAME exam in order to sell you life insurance.

You may ask me then, what the reason was for which I left Primerica

I worked with Primerica for about 1 year and I truly saw the value in what the life insurance agents do on a daily basis. I had the best Regional Vice President who really cared about anyone and everyone who joined his team. I was motivated and really liked going to the conferences, sometimes even conducting them myself and bringing in my own customers to offer their honest testimonials.

However, it was not what I was looking for.

work at homeI was looking for an opportunity to be able to work from home full-time, 100% of the time. I didn’t drive then, and I still don’t drive. That was quite a problem for me to get around to meetings and conferences, meeting prospective / new clients and prospective / new recruits.

I was also 19 at that time, so it was hard for me to gain trust of my clients. It was always face-to-face interactions. It’s true, I was just out of high-school but I was not “stupid”. I knew a real business opportunity when I saw one. I had researched them thoroughly.

Is Primerica Legit?


Totally. I’m in no way affiliated with them anymore and I don’t get any credits for doing this review. This is just my honest opinion and review on the opportunity that it presents. But, if you’re like me, who wants to work from home, then this opportunity is not for you.

You could be a stay-at-home single parent, you could have mobility issues due to a disability, you could be a senior looking for ways to retire in peace, you could be a student who has no time to spare travelling because of your studies.

Here, I can present you with a real work-at-home opportunity. I suggest looking into my Review of Wealthy Affiliate where you can build your online business. That way, you can earn even while you sleep or on vacation. You don’t have to go out looking for people to recruit. You don’t have to sell anything that you don’t feel comfortable with. With Wealthy Affiliate, the sky is the limit to what niche you want to specialize in and the amount of income you want to make.

If you liked this review, found it helpful or have anything at all to say about Primerica and your experiences, I highly encourage you to leave a comment below. As this has been a very tempered debated topic, it’s natural to have varying opinions. Let’s present ourselves with diplomacy.

Can you make money selling Avon?

Avon logo

There are many business models out there that work for certain people and not for others. Needless to deny that the reason you’re here today is to find out whether it is worth it to sign up with Avon and whether you can earn real money with it.

Before joining, you may want to know about what kind of business it is, how it works, what kind of expenses will go towards this business, how much effort you will need to put in and what kind of work you need to carry out to make money.

I have myself been a member for quite a while selling Avon, but to be honest, I have not made a lot of money from it and now use this membership to get discounts on my own purchases. Still, I’m hoping that by giving you some information on how it works, it will make your decision on whether you should work for Avon or not, a lot easier.

What is Avon about?

breast cancer foundationAvon is above all, a cosmetics company, that is primarily focused to stand up for women’s rights. It is about helping the average woman feel better about themselves and to boost their self-esteem, through the use of make-up, clothing, shoes and other accessories. Avon also helps with the fight against Breast Cancer and stands against domestic violence.

Avon also has a business model that helps the average woman to become a business owner. The business owner with Avon is called an Independent Sales Representative (ISR). The ISR will help women all around the world by promoting Avon products and recruiting. While doing so, she will be building her own business.

Who is it for?

Avon cosmeticsThe Avon business is for anyone who wants to become a business owner and has a passion to help other women in their beauty needs. You have to be comfortable to speak with new people, whether they become your customer or join your business under you as a representative. It is also for those who do not mind paying a fee to get started, of $10.

This is also not a full work-at-home opportunity and you will find out soon why this is not the right opportunity for you if you want to really work at home.

What kind of work will I be doing as an ISR?

As an ISR, you will have mainly two branches; the first will be to sell Avon beauty products to customers and the other will be to recruit others under you, so they can become ISRs themselves.

door-to-doorFirst, you will need to find customers. Those will be your family, friends and colleagues in general. If your family and friends are not interested or they seem to not be buying enough, then you may need to think outside-the-box to be able to reach new customers.

What you will find yourself doing is leaving brochures door-to-door, putting up posters or distributing flyers and speaking to strangers about Avon products. What you will also be recommended to do is to set up a “house party” where you display all the items you have for sale. You may need to buy in bulk for those.

recruitingWhat you will also be doing, to boost your earnings, is recruiting others who also want to own a business. You will be meeting with them on a regular basis to help them in their own business. Helping them succeed with help you succeed because if they are making money, then you get a cut of their earnings too. It’s mostly a Win-Win model.

Training and Tools



Avon - no assistance or training

Being a representative and having access to their website, I have really found nothing useful in terms on how to get better or about further advancing your business. All they have are incentives to push you towards sales and recruiting for the first few months when you come on board and a few basic ideas on how to get started. They used to have videos in the past that for some reason, are no longer available. The only way to learn anything at all from Avon themselves, is to turn towards the person who recruited you or your section leader, who has probably started like you and learned it all by themselves or through their own leaders.

The only other way that I moved forward in this business was to research and work on on the business myself, reading about how to succeed in books, on how to approach people, different ways to market the products and how to promote the Avon opportunity.

I can tell you honestly that it was very hard for me to promote Avon and have people join me because there really was nothing I could promote, except discounts on the products. The earnings were just average. The only thing I could make use of was the newcomer incentive of earning upto 50% commissions on sales and that’s only upon joining. That commission can only be reached if you sell $1550 worth of products within the first 6 months. Now, imagine how hard that is to achieve for a newcomer with limited training sources.


There are quite a few tools that you can make use of but mostly – you guessed it – you need to pay for them. Except for a free website (and you don’t even get training on how to set it up or customize it properly), you need to buy your brochures, your samples, your marketing tools like business cards, notepads and delivery bags. Those are mostly not too expensive but can add up over time. Some you also need to buy in bulk and are not available individually.

You can also buy items like umbrellas or tote bags that do all the advertising for you. The marketing is done while you use them in public where potential customers are made known that you are an Avon lady.

Pros And Cons


  • Opportunity to own a business
  • Work on your own terms
  • Work when you want and however much you want
  • Unlimited earning potential
  • Special discounts on Avon products for yourself
  • Free website to promote your business
  • Assistance and direct contact with your recruiter or section leader
  • Low start-up cost, compared to other similar programs
  • You can claim for certain business expenses comes tax-time


  • This is not a free opportunity
  • No real long term incentive to show possible recruits, except discounts on products
  • Incentive for beginners is hard to achieve
  • Very limited training and support sources
  • You may run into some competition because chances are, your neighbor could also be an Avon lady
  • Shipping costs associated with products that your customers do not want (some products can’t even be returned because of what they are, like make-up)
  • Not a real work-at-home opportunity because you need to prospect and deliver orders
  • Easy to over-spend rather than make money
  • Difficult to carry natural course of business if you don’t drive

Personal Experiences

I have personally have not had a bad experience being an Avon Representative. I actually initially paid $15 to get started and it is now $10. They have a more user-friendly website and they made ordering and keeping track of those orders easier.

The only thing that I really don’t like is that they keep raising the bar for minimum orders in order to qualify for the lowest shipping rate of $4.90. If you don’t sell $30 or more, then you pay $8.90 in shipping.

Avon orders under 30

Orders over 30

There is also a certain day that is pre-defined for you to choose as a delivery date. If you choose another date, then whatever the amount of your orders, the shipping is $6.90. See below.

Shipping prices as per dates

Another reason because of which I have not succeeded is that I don’t drive and my husband does not drive either. So it made going around for prospecting, distributing brochures and delivering orders hard for me. Whatever the weather, I was expected to be outside in the rain, in the snow or the scorching sun. For me, the amount of effort I put in was not worth the amount of profit I was making. So I would not recommend to join Avon as an ISR if you don’t drive.

Sometimes, it was also very easy to actually over-spend because I needed Avon products for myself and had to order them in at the same time as putting orders through.

Is avon legit?

Yes, but be prepared to really invest in it and treat it as a full-time business. Being a full-time business, you could only be making part-time income for a while before it actually picks up and really gives you the income that you need.

Certainly drop me a comment below if you have any questions about how to start and manage an Avon Business. But I would highly recommend that you click here to view my review of the best work-at-home business you could have. You don’t even need to step out of the house to make this work and you will have all the freedom to work when and how much you want.


Your work-at-home Specialist


9 free ways to make money online

Working on the computer

With the demands of work-at-home opportunities rising, many turn towards the Internet to find ways to make money. However, there are many scams in the online world and because the products are usually not tangible, it is very important for many people to make sure that they can make money online without any prior investment. The most enraging incident is to pay for a service or a product that promises to make you money and find out later that the investment was worth nothing.

This is why I have gathered a few legit and free ways to make money online, that I hope will benefit you. There is nothing to pay for upon sign-up, so you don’t have to spend anything to make the money. When was the last time you needed to pay when you were invited for an interview? Thought so…

Transcription#1 – Transcription Websites

When it comes to transcriptions online, mostly it is about listening to a piece of audio and writing or typing out what you hear. Of course, you need to make use of proper grammar, sentence structure and spelling because people or companies actually pay to get their audios transcribed. 

In my experience, most transcription websites will ask that you go through a screening phase, where you are given the rules of how they want the transcriptions to be done. Be careful as the audio are not always clear, so although you may be good at writing, it may be hard to transcribe. You also are given a specific amount of time to complete the file and deadlines also need to be met but you can mostly set your own hours and accept any number of files to work on as you like.

Sometimes, you are also required to have special designations for medical or legal transcriptioning, though general transcription jobs are also available.

A few examples of where you can find transcription jobs online are

  • Scribie.com, beginners
  • Rev.com, beginners to intermediate
  • Transcribe.com, beginners to intermediate
  • TranscribeMe.com

If you find the right company to work for, this could potentially become a full-time work-at-home job for you but on average, you could only achieve part-time income with this opportunity.

If you’ve tried them yourself, I would be delighted to hear about your experiences so drop a comment below.

#2 – Data Entry

Data entry is recording information electronically, if the initial recording method was not electronic. Most of the time, you are a given a hard-copy of a set of information that you need to type or enter into a database of a specific company. You need to be very attentive to details, so in other words, your “copycat” skills needs to be great!

copycatWhat you have to enter are information that have been hand-written or scanned, which could be hard depending on how legible the writer’s handwriting is. What I have come across most are paper applications.

Data entry jobs can be found online at the following websites:

  • Clickworker
  • Virtual Bee
  • Capital Typing
  • Clark Fork Communications

Because a lot of companies are going paperless now, it can be very hard to land a job in data entry. A lot of the online companies are also very limited in the number of data entry candidates they hire. I’m not discouraging you from applying. You never know who could be hired. If I couldn’t do it, it does not mean that you cannot, but the demand for it is getting slimmer and could potentially be ruled out in the future.

If this is something that you just want to do part-time and for a short period of time, definitely try it, but I would not say that it is the go-to job for someone who is looking for a full-time, permanent job.

#3 – Freelance writer

I am a freelance writerBeing a freelance writer allows you to work on your own schedule and accept work that you really like to write about and understand on a very good level. Though you may think that you write well and follow proper punctuation or grammar, it can take some time before you become recognized as a trustworthy and reliable freelance writer. This results with finding work to be difficult and for income to be very slim at first.

Freelance writers are considered self-employed but working for others that need their services. Most successful freelance writers have different companies or organizations from which they accept work, which helps with broadening their horizons and work experience. It can be overwhelming work is you have a lot of requests at the same time and you also have deadlines to meet.

As a beginner, you can start at the following websites online:

  • Fiverr
  • Upwork
  • Buzzfeed

cecluttering books#4 – Sell your old stuff

Who in the world does not have an overload of at least a few things at home that they have never used, or probably used just once? If they are still in good shape and work fine, then isn’t it a great idea to put them out in a garage sale or to sell them online? You can kill 2 birds with 1 stone by de-cluttering and making money at the same time.

Some examples of what you can sell are books, electronics, appliances and sports gear.

Here’s where you can advertise them online for some cash:

  • Kijiji
  • Amazon
  • Ebay
  • Craigslist

#5 – Crafting

This is for the artsy and creative. There are many crafts that are surprisingly in very big demand online as the market for hand-made stuff is growing. You could potentially create a home business with this. Though it will take you some time to really build your clientele and to make the amount of money that you want, if you keep working at it, success will eventually prevail.

CrochetI have seen people online actually fabricate birthday cards and wedding invitations from scratch and sell them at a staggering price per piece. It can really be anything that you’re good at, like knitting or crocheting, jewelry, photo frames, pendant accessories, teddy bears or baby toys.

The advantage of this is that you can do what you love, service a crowd that has the same interests as you and make your customers happy, all while filling your pockets (and your bank account).

A few sites where you can advertise your crafts are:

  • Etsy
  • Zibbet
  • Handmade Artists
  • Aftcra

#6 – Affiliate marketing

The good thing about affiliate marketing is that you do not need to create your own products. You don’t need to buy any stocks, you don’t need to handle customer requests or returns, you don’t need to process payments. Absolutely everything is taken care of by the seller themselves.

So your question might be now, how do you make money then?

It is very simple; by promoting and advertising their products. If a customer goes through you to buy a product, then you receive a commission.

affiliate marketing programsPopular websites that encourage affiliate marketing are the following:

  • Ebay
  • Amazon
  • Clickbank
  • Avangate

#7 – Youtube VideosYoutube

Believe it or not, teenagers are making an insane amount of money on Youtube, just by promoting or reviewing make-up, games and electronics that are in high demand or that they use on a regular/daily basis. They could use their videos to promote their affiliate products or make money with each add that is viewed preceeding their videos.

If you have your own products or services to sell, then you could definitely promote them by creating video advertisements and to then include a link to your website. If you are affiliated with any company through an affiliate program, then you could create both posts and videos of the review, to reach a wider crowd.

Photography#8 – Photography

If you have a knack for taking good photos, why not sell them online? There are tons of people online everyday, looking for photographs for projects, posters, magazines or for personal use. If you’re not a professional photographer then chances are that you don’t have a big portfolio of photographs to display and would not make a lot.

So how do YOU, someone who has a photography hobby and maybe inexperienced, make money from this?

It is by signing up with stock photography websites. It’s a very simple process. All you need to do is upload your photographs and wait for them to approve it. As soon as they do, it will become available to the public and when one is purchased and downloaded, you get a cut of the profits for each download.

Make sure that you are not scammed; most stock photography websites will have free sign-ups, such as the following;

  • Shutterstock
  • iStock Photos
  • Fotolia
  • Can Stock Photo

#9 – Bloggingblogging

I always wanted to write a book but because I was always suffering from writer’s block, I was unable to do it. So, I turned to blogging. One thing about blogging is that you have to like to write, help others and research your subject. You don’t even have to have good grammar, although it’s a plus for professionalism and readability. We are everyday people, trying to share our experiences and you just get better over time. What you need though is to really work hard and have patience as it may take some time for you to make a considerable amount of money.

Most bloggers will be affiliated with different companies because they write reviews of products that they use and make money as commissions when an item is bought through their website.

Many others also make money just by putting ads on their blogs, closely related to their topic of discussion. If a visitor is interested in the ads, they would of course click on it and be directed to other websites. When that happens, the blogger gets to earn a few dollars.

Click here to find out how I make money with Wealthy Affiliate, by blogging about my passion.

10 Advantages to Owning A Business

9 to 5Working the nine-to-five can be very satisfying and is considered to be a secured way of earning a living for many but for twice as many others, it is not. Many dream about having a business of their own but have difficulty weighing the pros and the cons. Although it is a matter of choice and comfort, in my opinion, the pros outweigh the cons. I have gathered a list of 10 advantages of owning a business below, that will show you just how much you can benefit from it.

  1. career-life balanceWork / Personal Life balance – This is something that everybody strives to achieve. It can be very hard when it comes to working for your employer because there are specific times that you have to be at the office or files that you have to work on that you need to bring home. But if you’re your own boss, then you have much flexibility with how and when to deal with your business. Your business then revolves around your personal life, not the other way around. You could spend more time doing what you really love, like spending time with your family or travelling.
  2. interestPassion to Business – Everybody has a passion and would most likely start a business in relation to what they like best. That way, they can also relate to their customers and build a trusting bond. You sure have a dream, everybody does. What would you not give to be able to do what you love, while making money? Most of us hate our jobs because it is not something that we envisioned doing after our studies.
  3. TaxTax benefits – When you’re in business for yourself, you benefit from tax deductions for which normal employees are not entitled. Being an employee, your employer takes care of the tax deductions on your paycheck. When you’re the businessman (or woman), you need to keep track of everything yourself. It could be considered a pain by a lot of people but setting up your business at home has its perks. You could be entitled for tax deductions on home operating costs like utilities, including heat and hydro, phone bills, internet bills, property taxes as well as mortgage interest. Having an office out of your home will entitle you for deductions on office expenses, legal as well as accounting fees, utilities, internet and phone bills and gas for your car, if you use it for business-related reasons.
  4. Job security – So you think that ssecurity locktarting your own business is risky, with no security? Think again. Even the CEO of a company could be fired at any time. So if you’re not even a CEO, what makes you think that you have a secure job? Sure, you earn consistently but you’re not the one who makes the decisions. One day you could be in and the next, you’re jobless. Starting a business can be tough but eventually, it gets very stable and if done right, you will definitely be more secure. Who could fire you? YOU’RE THE BOSS!
  5. Personal Fulfillment – When you’re dealing with any kind of service or product, you only think about how it will benefit your client. Actually helping out somebody who is in need of your services or products will bring you a sense of fulfillment that you will not get anywhere else. By working for another company, you could be helping and assisting somebody in need and it means a lot to the client. But it would not touch you in the same way as it would if what YOU designed was actually helping others out.
  6. Progressive money growthMake more money – Who’s not in business for the money? There are only 2 ways to make money in this world and it is either to work for somebody else, within an established company or to be in business yourself. The difference between them is pretty significant; working for a company, the higher-ups decide on how much much money you should make whereas if you own a business, the sky is the limit. At the start, it will be pretty tough to be making the amount you want but if you give it your all, eventually you will be financially free. What you get out, is what you put in.
  7. You make the decisions – By owning a business, you have the ability to control the direction of the business. You own the brand and will have the chance to see your business grow. Every mind is unique and so is yours. You have total control over where you think your investments will bring you the profits and what products or services need development or improvement. You can decide about how to interact with your clients and by the way, clients will trust your products more because they are given the option of being in contact with you personally.
  8. Home and moneyBuilding equity – Owning a business is just like owning a house; you’re building equity. Your business is a brand and as you build it over the years, you will make it stronger and more stable. In order to do that, there is a lot of investment; time investment, money investment and sleep investment (that’s true!). Don’t think that it will all go to waste. All the big companies like McDonald’s and Tim Hortons started really small too. When you’re ready to retire, you could sell your brand and get quite a lot out of it but you could also let your children or somebody else in the family inherit it.
  9. Personal development – I know you’ll say you already have a lot of responsibility, juggling work and home at the same time and having your own business will make it even harder; it’s a lot to shoulder. But, it will make you better. Do you lack organizational and people skills? Do you have a hot temper? Do you feel lazy or sluggish all the time? A business will keep you on your toes, that’s for sure, but it will certainly develop you in the areas that you most badly need it. That will not only help your business but will also improve your personal life.
  10. Expertise – As you brand yourself in a particular niche, more and more people will turn to you for your expertise. They will come to know that you are someone who is knowledgeable and well-established in your field. Your clientele will grow ten-fold as more people come to know about your services or products. Believe it or not, word-of-mouth travels faster than the internet!

Checkmark - expert

There you have it! 10 very good reasons, in my opinion, to not look back and take the first step towards your dream business. Nobody said it is going to be easy, but it certainly will be worthwhile. There is a lot of hard-work and a lot to learn over the course of your journey but would you rather get paid to build someone else’s dream or get paid A HUNDRED TIMES as much, to build your own?

Want to build an online business but don’t know how to? Click here and I will show you how you can build your dream business online.

Is Wealthy Affiliate a Scam? – Review 2016


With the cost of living sky-rocketing and income wages not keeping up, many people are turning to the net to find real ways to make money online for free, either to complement their income or to make enough so they can quit their day-time job.

I was one of them and I can say that I lost so much money trying to find legitimate ways to make money online fast. So to make your online job hunting easier, I wrote this review to help you understand ways to make extra money online that has a high success rate. Interested? Then read on, because by the end of this review, you will know exactly how this online program changed MY life and the lives of so many other people.

You could have the house, the car, the vacation, the LIFE of your dreams!

The catch?

This is not a get-rich-quick method. That was the mistake I made when I was looking for ways to make money online. That’s how I fell for the scams. This requires HARD WORK on your part to be successful. This is not a promise that you will be making millions. This is a promise to guide and help you with your online journey.

Now to get into the heart of things…

How do the most successful people earn money? Well it is by residual income (or recurring income). This is a system that if set up right the first time, will keep the income coming. It is making money one way, multiple times. You don’t have to look for the customers, the customers will come to you! How does that sound?

What is Wealthy Affiliate (WA)?


WA is an online platform all about educating you and supporting you through the creation of your online business. It provides you with the knowledge and tools you need to create a website and if you’re like I was back when I first came across it, you would be scared out of your shorts because you may have never done anything like it. But I can honestly tell you that I started from zero knowledge and thanks to WA, I built this website and I’m able to share my experiences with you.

The founders of WA, Kyle and Carson, are just great with the way they conduct their training and all the resources they made available for people like you and me. You can even go straight to them for help and they will never fail to answer you. It is nothing like your 9-5, where you get the run-around spiel; “Please, contact your manager for this”. I mean, which company CEO will take the care to actually stay in touch, answer your questions and help you out personally? This is an amazing thing here at WA, enough proof that it is not a scam and that they really want you to succeed.

I know you will say that over the internet, anybody can fool you but here is a real testimonial of one of our WA members, who has met Kyle and Carson IN PERSON. Click HERE to be directed to the testimonial.

How does Wealthy Affiliate work?

I have had a business in the past that needed to sell to friends and relatives and that did not appeal to me. Then, I discovered WA. Don’t worry because you never, ever will have to ask for the sale here at WA. You won’t have to fabricate and sell your own products, if you don’t want to. In fact, there are 100,000s of great products out there in the world already and the sellers do not need you to get into the hassle of buying stocks, shipping to customers, processing payments and refunds or even customer service, which is why WA focuses on Affiliate Marketing.


Affiliate marketing is the process by which the advertiser showcases for the seller and where the advertiser makes money when a client purchases the product through their advertisement. That is actually my own personal definition to what the affiliate programs are within WA.

This was designed because more people are looking to buy online as it is more convenient for them. The problem is that the item they are looking for are mostly not tangible before they purchase it. So what do they do?

They look for reviews. Remember, they already want the product. You don’t have to convince them to buy it.

Affiliate programsThis is where we come in. We create our websites with honest reviews and personal experiences that others can benefit from. The buying decision then follows and you can become an affiliate of hundreds of online sellers, like Amazon, Ebay, online travel agencies, online bookstores and others. When the sale is made, you receive a commission.

WA itself has an affiliate program but you’re not obligated to promote it in order to make money. You can choose anything you like, targeted towards people like yourself!

How much money can you make?

Make money - money background

Well really, the proper question to ask is, can you make money online? The dimension of how much comes after.

The answer is YES! Many people are afraid to answer this question but I’m not! Really, THE SKY IS THE LIMIT! This is about finding success, quality of life and making money BUT, it isn’t a get-rich-quick method. Mostly, those websites that promise you will make money overnight, are all scams. They ask you for your credit card information, you pay. Then they give you limited information and ask for more money when you want to move forward.

In order to find success and make money at WA, you don’t need anything but

  1. your willingness to learn.
  2. your ability to take massive action.
  3. patience and time.

What are you paying to be taught the Know-Hows?

No credit card requiredThe most amazing part is that you can start it all at ZERO dollars. Yes, that’s right so put away your credit card. This is a totally free work from home business opportunity. You can become a premium member afterwards that does require a monthly payment and unlocks so many more features and training content, but you don’t need to ever upgrade if you don’t want to. You could be a Starter member for life, be learning how to create a website and still be making money. There are no other up-sells at all. Kyle and Carson put in a free version that you can try and stick with but with the sharing of their knowledge and all the perks that you get being a WA member, you would not be disappointed with the upgrade. Here’s what you get with each;


Does $47/month sound like a lot?

Take it from this perspective.

There are many IT students that go to college or university to learn exactly what you will be learning here. You know already what that will cost them; in the $10,000s. Additionally, they need to pay separately for online services like web hosting and creation tools. Also keep in mind that as soon as they leave college or university, they’re on their own. It’s hard to get the support you need to be successful with your online business that way.

With WA, you get unlimited web hosting, you are free to use any and all the tools that they provide and you get all the support that you need 24/7. You get into contact with thousands of other experts that are readily available to help you . Also think of it as an investment to boost your business. I would still recommend starting with the Starter Membership though, to get a feel of what WA is about and to experience first hand what it could mean to you and to your online business.


I do consider this to be a major success to have been able to relate my experiences and what WA is about to you. I’m very thankful for the internet because I can relay my experiences and help others who have been a victim of online scams. I do also wish for your success and so does everybody at WA.

Success aheadI highly recommend that you GIVE IT A TRY WITH THE STARTER MEMBERSHIP and I KNOW you will not be disappointed. Start a successful journey with me today! Financial freedom awaits on the other side!

Long WA starter

Do you have any questions before taking the leap? Leave me a comment below!

How to get ranked in Google – For beginners

SEO in dictionary

Are you new to blogging? Have you been struggling with what and how to write a blog article? What about how to increase traffic to your website? Even if you’re not a beginner, I’m sure that the following information will still be helpful. It is just natural that for a reader to remain on your site and benefit from the great information that you have to offer, that it is easy for them to read and understand the content and it needs to be relevant to what they are looking for.


One reason that you might not be getting a lot of traffic to your blog post or website is because you’re not within the first few pages of the Search Engine (for example, Google). To be within the first few pages, you need to use a method called the Search Engine Optimization. This builds trust between Google and your website and I will be showing you a few ways to enhance it.

It is really very simple to get better ranking but you need to work at it. You need to blog frequently, provide helpful information and quality content using keywords, encourage your readers to interact with you by leaving comments, and you need to answer those comments within a timely manner. Let me give you a few ideas on how to rank higher within the Search Engine as well as how to get more traffic on your blog post.


One of the most important things to consider before even starting a website is your niche.

Niche - group of peopleIf you don’t fully understand what it means, then let me enlighten you. A niche is a group of persons, or an audience, who is looking for particular information on the web. The content needs to be very specific to this audience. It is a bit tricky because you can’t be too specific else you might not have a lot to write about and you can’t be too broad because you will go off topic.

So usually, to decide what your niche is going to be, start with this sentence; “I want to help people _____”.

I’ll give you an example of what I mean. Say for example, that I wanted “…to help people with weight loss.” Weight loss is too broad because there are several ways that one could lose weight. It could be through controlling their diet, it could be focusing on adding more movement and exercise in their life, it could be by using health supplements. You want to focus just on one specific area.

Let me now update my niche sentence. “I want to help people with weight loss through control of their diet.”

Once you have your niche down, break it down into other topics you could write about in a blog.

So in my case, I could choose to start with a general post like “How is weight gained or lost?”. Another one that I could choose would be “The list of foods to avoid”. Another one would be “Recipes for weight loss”, or “What’s inorganic food doing to your body?”. You get the idea.

WHAT IS A KEYWORD SEARCH?1st_part_of_google_search_key2011-02-11

A keyword is not really one word; it is a series of words or a phrase that a visitor would type into a Search Engine in order to get to the desired information. What you should do before starting to write a blog, is to list keywords of what your audience would most likely type in Google, for example, to get to your website or blog.

Once you’ve written that list, you should use a Keyword Search Tool, that will help you determine what specific keywords to use within your blog. This is a necessary step that will help with better ranking with the Search Engines, one of the steps required for SEO, as they will be more specific to what your targeted audience would type.

The Keyword Search Tool that I recommend is Jaaxy. There are three levels of membership but the only one you should concern yourself about is the free version. I have myself signed up for the trial before (and absolutely loved it! so I upgraded) and it is everything that it’s worked out to be. Input a Keyword below to start or click here to read my review on Jaaxy.


What you should be looking for primarily when using a Keyword Search Tool are the following; the number of searches that are conducted on a regular basis as well the number of competitors out there, for a specific Keyword. The higher the number of searches, the better. The lower the number of competitions, the better. That way, you will know exactly what combinations of words to use to reach the exact audience of your blog.

You should be conducting keyword searches for each and every blog that you want to write. For more information on Keyword Research Tools and their purpose, click here to be redirected to a Tutorial.


Internet searchThe next area that the Search Engines will look at, is the amount and the quality of the content that you provide in your pages or your blogs and how relevant they are to your niche. The more details you can gather about the topic, the better. You may not be as knowledgeable in some areas as you are with others within the same discussion, so that’s why it is important to conduct effective research. Nowadays, the most effective research method is by using the Internet.

This is the scary part, about having to do your own research and to figure out what information is genuine and true and what isn’t. In this case, I would suggest also consulting any family or friends who are in the business and who are knowledgeable about the topic you want to write about.

Also provide them with an incentive of actually quoting their name on your website to make them better known. This should enhance the trust of your readers, having Dr. So and So say something about a medical condition, for example.

Content is like water


To benefit your readers as well as yourself, you should refrain from requesting their email address for your newsletter too many times. I personally find that it is annoying and it shows your readers that you are just desperate. I would suggest only asking for the newsletter when they enter the website or when they are leaving your website.

There is a lot of information to cover when you write a blog so it is important to lay it out in away that is appealing and that is welcoming. Break down the information in subtopics and paragraphs, incorporate media, like photos, into the explanations as well as divide the information associated with different subtopics. This will make it easier for your readers to follow.


Server - Customer serviceThink of a restaurant and their servers. How famous (or infamous) can a restaurant be based on its customer service? By encouraging comments and being steadfast in your reply to your readers, it’s what you’re providing them; customer service!

So you should encourage your readers to give you a feedback, ask questions, share their experiences as well as just comment on the blog or post if they found it helpful. Once you get a comment, you should also be answering them as soon as you can, even if it is just agreeing with their opinion or thanking them.

This will show Google and the other Search Engines that you are active within the community that you created and that you are helping out those in need. The more interaction you create on your blog, the more the Search Engines will trust you and will move you up within the rankings.

If just asking from your readers is not working, try and get your family and friends involved on your blog. Ask them to go over the information and to give you some feedback or just to comment on it. This still counts as interaction.

Do you know of any other ways that could enhance your ranking within google that I did not mention? You’re more than welcome to share it with me below in the comments section. Please also leave a comment of any questions that you may have and I will answer them within 48 hours.

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Hello, this is Reyhana and this website is still under construction. But you can certainly look around to see what I’ve done so far. You’re also more than welcome to leave your feedback and suggestions.